Digital Assets and the Next Phase of Digital Banking: How Banks and Fintechs Build Stablecoins, Trading and Tokenized Assets Into the Account

Alphapoint's 2027 report explores how digital banks and fintech platforms are integrating digital assets into their core account services. This shift focuses on enhancing customer relationships and creating new revenue streams through trading, stablecoins, and tokenized assets.

‍Download this report for expert insight on:

• Why digital assets have shifted from “do we offer crypto” to how they make the account the customer’s primary bank
• How stablecoins sit underneath needs banks already serve: dollar savings, remittances, supplier payments, payroll, treasury
• Choosing a digital money model by license: third-party stablecoin, own-branded, hybrid, or tokenized deposit
• The three stages from trading access to a full tokenized account, and what each one monetizes
• Running compliance inside the product, with regional readiness across Brazil, Mexico, LATAM, Europe, and APAC